Financial literacy course in year 12
As a financial adviser I talk to a lot of clients who have never had any real financial education. A course in schools that goes over how interest works, how HPs and credit cards operate and the basics of running a bank account, mortgages, kiwisaver and insurance would be of huge benefit to people starting off life as adults. Particularly with easy credit and unscrupulous payday lenders I feel teaching our youth to avoid financial landmines is important.
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