As well as the top 20% who will take a hit, myself included, I suspect there is an ambitious cohort that haven’t yet commandeered wealth through property speculation but aspire to. I don’t blame them – everyone is just doing what makes sense – what we’ve always done and what our tax system tells them to do. Of course some won’t like the change, but I’m confident that 80% of people would be better off and the rest of us can easily afford to fund that.