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I know you're open to what the deemed rate should be but just wondering if you think it needs to be lower than say the return people can get on a TD with a bank? If not, it will mean savers are penalised slightly correct? But if so, then won't the rate be too low to make a big difference when interest rates are so low? I also realise most savers will benefit from an income tax reduction but not all. Thanks very much and keep up the good work.
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