I have a couple of points I'd like clarification on please a/ how will you try and prevent somebody with a valuable house in Auckland, but little income and an extended family feeling forced to cram more people in simply to try and divide this tax between more heads? this could make things worse for some families. b/ what about people with sporadic seasonal work? c/ will you be allowing people who do unpaid work - such as tending aged or disabled family members - in their own home a tax credit. They certainly are unsung heroes in many cases and get a very poor deal as it currently stands. Many of these homes have been invested in simply to tailor them to circumstances and special needs - thus increasing their apparent value. cheers Nick keep up the good work